
Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
Learn which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
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Sallie Mae Student Loans are available for students at colleges near NAU
NAU Sallie Mae Student Loans
The SallieMae Smart Option Student Loan is a helpful financial aid option for NAU students at Northern Arizona University. Here are some of the ways this loan can benefit them:1. Flexible repayment terms: This loan allows students to choose from a range of payment options, including deferred payment, interest-only payments, and even fixed monthly payments.
2. Competitive interest rates: The Smart Option Student Loan offers competitive interest rates, which can help students save money on their overall loan costs.
3. No origination or prepayment fees: Students can borrow without having to pay any origination or prepayment fees, which can help them keep their loan costs down.
4. Loan forgiveness options: The SallieMae Smart Option Student Loan offers loan forgiveness options for eligible students, which can help them reduce their debt burden over time.
Overall, the SallieMae Smart Option Student Loan can help NAU students manage their education costs while also providing them with the flexibility they need to succeed.